CUBE INVESTING
Translating target markets to real clients (Mifid 2 update for advisers)



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TRANSLATING TARGET MARKETS TO REAL CLIENTS (MIFID 2 UPDATE FOR ADVISERS)
According to the latest Mifid 2 missive from Esma, distributors (of investment products) should conduct a thorough analysis of the characteristics of their client base, i.e. existing clients, as well as prospective clients (for example, a distributor may have clients with bank deposits to whom they intend to offer investment services).

Most advisers will already have this information if they are carrying out any kind of risk/client assessment. The difficult bit is matching the product to target market descriptions provided by product manufacturers. 

At Cube we provide some simple numbers to try and make this process easy by answering a few simple questions in regards to investment products we analyse. Click here to read more.


NEW PRODUCTS ADDED TO SITE
The following products have recently been added to our site:
Meteor FTSE Super Step Down Kick Out Plan July 2017
CUBE Soft protection 60% European
CUBE 5.75%pa accrues until kickout or maturity. Kicks out on the first anniversary, starting with the 2nd, on which all underlyings are at or above a declining percentage of their opening levels: 100%/95%/90%/85%/65%
CUBE Click here for more details
SG UK Defensive Growth Plan 22 UK Four
CUBE Soft capital protection 60% European
CUBE 5 times any growth in the index starting from 90% of its Initial Level up to a cap of 55.5% which is reached if the index is at 101.1% of its Initial Level
CUBE Click here for more details
SG UK Kick Out Plan Issue 35 UK Four
CUBE Soft protection 60% European
CUBE Kicks out annually from the second anniversary if the underlying index closes at or above its initial level paying a return of 7.6% for every year the plan is held
CUBE Click here for more details
SG UK Step Down Kick Out Plan Issue 35 UK Four
CUBE Soft capital protection with a 60% European style barrier
CUBE Kicks out annually from the second anniversary if the underlying index closes at or above the kick out triggers paying a return of 6.0% for every year the plan is held.The kick out triggers for years 2 to 6 are 100%, 95%, 90%, 85% and 80% of the index initial level
CUBE Click here for more details
SG UK and US Step Down Kickout Plan 35 UK Four
CUBE Soft capital protection with a 60% European style barrier
CUBE Kicks out annually from the second anniversary if both underlying indices close at or above the kick out triggers paying a return of 6.75% for every year the plan is held.The kick out triggers for years 2 to 6 are 100%, 95%, 90%, 85% and 80% of initial levels
CUBE Click here for more details
SG UK and Europe Step Down Kickout Plan UK Four Issue 33
CUBE Soft capital protection with a 60% European style barrier
CUBE Kicks out annually from the second anniversary if both underlying indices close at or above the kickout triggers paying a return of 7.85% for every year the investment is held.The kickout triggers for years 2 to 6 are 100%, 95%, 90%, 85% and 80% of initial levels
CUBE Click here for more details
SG UK and US Defensive Step Down Kickout Plan UK Four Issue 6
CUBE Soft capital protection with a 60% European style barrier
CUBE Kicks out annually from the second anniversary if both underlying indices close at or above the kickout triggers paying a return of 5.7% for every year the investment is held.The kickout triggers for years 2 to 6 are 100%, 95%, 85%, 75% and 65% of initial levels
CUBE Click here for more details
UK Step Down KickOut Plan UK Gilts Issue 7
CUBE Soft protection 60% European
CUBE Kicks out annually from the second anniversary if underlying closes at or above the kickout triggers paying a return of 5.4% for every year the investment is held.The kickout triggers for years 2 to 6 are 100%, 95%, 90%, 85% and 80% of initial levels
CUBE Click here for more details
Meteor FTSE Step Down Kick Out Plan July 2017
CUBE Soft protection 60% European
CUBE 6.25% accrues until kickout or maturity. Kicks out on the first anniversary, starting with the 2nd, where the underlying closes at or above a decreasing percent of its starting level: 100% at year 2 declining 5% each year thereafter
CUBE Click here for more details
CUBE
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